What is The Potential Investment Options with Just $100

100 USD may seem like a small amount to invest in.

$100 may seem like a small amount to invest.

However, in the world of business and investments, every dollar counts and starting an investment with $100 can sometimes be better than having $100,000 invested poorly or squandered on misadvised investing advice.


The only hurdle one has to jump into investing is getting started. Starting is the most difficult part.

Admittedly, it’s not easy to find an investment worth $100 owing to the many inputs required in investments.

However, there are some areas that have been endorsed by financial advisors in which your $100 will be sufficient.

Opening a Savings Account

This is a viable, easy and common way of investing. It’s one of the safest ways of investing money. However, many people consider it as boring. Even so, one can benefit from the interest that your $100 earns.

Various interest rates are offered on these accounts determined by lockup times and other conditions. With these accounts it’s advised to add to your savings regularly until there’s a substantial amount in it that can constitute as an emergency fund.


Starting with a limited amount of capital cannot afford you a financial advisor so robo-advisors are an option.

They simply ask the prospect a set of questions that are aimed at knowing their financial preferences and tolerance to risk. After that, they automatically invest the money in investments that are suitable.

Betterment is a popular robo-advisor in which one can get started with just $100.

Flip Items

Reselling bought goods can be a viable investment. In fact, many people buy and sell items as a side business. Though gains vary depending on your resale price, many people do benefit from the supplementary income that it brings them.

The main skill needed with flipping items is sourcing them at low prices and then reselling them at a profit. Watch out for garage sales, boot sales, and yards sales as they have items that are cheaply priced.

Many investor will take their $100, buy items and resell them on online sites such as Craigslist, eBay or even on Facebook groups. The key as mentioned is to resell at a good profit to remain in business.

Peer Lending

People can actually make money out of lending others their money, which usually occurs by lending to one’s peers under clearly defined terms and profiting from the interest paid back.

Some people choose to join a peer lending service such as lending club; where they get connected to a worldwide network of borrowers and lenders. With lending club, you can start with as low as $25, however if you have $100 you are better placed to benefit.

Trading Signals

At present, there’s no minimum amount on opened accounts and solely depends on the broker. Therefore, for a start, one can invest sums as small as $100 and potentially make good returns as one learns the workings of the investment world with marketing analysis that highlights particular trades of interest.

Invest in your Business

This is for those who’ve started their own businesses. Why not invest the $100 into your business? It would be beneficial as it would be a plus for both you and your business.

One can upgrade a business asset or acquire another asset that would boost the business processes and overall efficiency.

The result will be a smoother more profitable business. So before you think of investing in other people’s businesses, start with your own. Charity starts at home.


When one invests in stocks, he or she essentially becomes an owner of the company that owns the stock. Depending on the type of stock, one can get voting rights on certain aspects of the company and preference when earnings are being paid out. With stocks, the earnings a share holder is entitled to are called dividends.


Investing in bonds basically means that the investor lends money to an entity with the entity obligated to pay it back – the principal amount plus interest. The entity can be a company, government or local council. This form of investing is generally considered a safer alternative, however dependent on the bond’s rating.

Mutual Funds and Exchange Traded Funds

Mutual funds are simply assets that consist of both stocks and/or bonds. This means that if one invests in a mutual fund or ETF, one owns a part of all the constituting stocks and bonds in it. It’s a more diversified form of investment, hence typically less risky.

In conclusion, the above-considered avenues are ways in which you can invest your $100. You can consider them after assessing your personal preferences and tolerance to risk.


*In order to open an account with Alvexo, traders have to invest a minimum of $250.

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage.
79% of retail investor accounts lose money when trading CFDs with this provider.
You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.